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Befittingly, the product ranges, of more than 180 policies offered by NIC cater to the diverse insurance requirements of its 7.5 million policyholders. Innovative and customized policies ensure that even specialized insurance requirements are fully taken care of.
Starting off with a premium base of 500 million rupees (50 crores rupees) in 1974, NIC's premium income has steadily grown to 22277.3 million rupees (2227.73 crores rupees) in the financial year 2000-2001.
While NIC has a significant market share in the non life insurance business all over the country, NIC's market presentation is more in Northern and Eastern India making it the market leader in these two zones.
The steady growth in premium income has been matched by NIC profits over the years. As of March 2001, NIC's general reserve stood at 9529.3 million rupees (952.93 crores rupees) with an asset value of 44068.7 million rupees ( 4406.87 crores rupees) signaling strong financial fundamentals. No wonder than that NIC has been rated iAAA by ICRA.
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